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Crevaty Digital Tools

Cash Flow Health Check Calculator

Evaluate your business cash flow, identify liquidity risks, forecast future cash shortages, and receive practical recommendations to improve financial stability.

This calculator provides an indicative assessment of your business cash flow based on the information entered. It is intended for planning and management purposes only and should not replace professional financial advice.

Check My Cash Flow Health
How it works

Four steps to your cash flow health report

01

Enter your business details.

02

Input monthly cash inflows and outflows.

03

Add receivables, payables, and inventory information.

04

Receive a complete Cash Flow Health Report.

Business Information

Opening Cash Balance

Total Available CashKWD 0

Monthly Cash Receipts

KWD
KWD
KWD
Total Cash InflowsKWD 0

Monthly Cash Payments

KWD
KWD
KWD
KWD
Total Cash OutflowsKWD 0

Working Capital

Financing

What-If Analysis

Cash Flow Health Score
26/100
Critical
Critical
Current Cash
KWD 0
Net Cash Flow
KWD 0
Cash Runway
0.0 mo
Free Cash Flow
KWD 0
Liquidity Ratio
0.00
CCC (days)
60
Burn Rate
,
% OCF Ratio
0.00

Cash Shortage Predictor

Risk
Low Risk
Est. Shortage Month
,
Projected Deficit
,

6-Month Cash Flow Forecast

MonthOpeningInflowOutflowNetClosing
Month 1KWD 0KWD 0KWD 0KWD 0KWD 0
Month 2KWD 0KWD 0KWD 0KWD 0KWD 0
Month 3KWD 0KWD 0KWD 0KWD 0KWD 0
Month 4KWD 0KWD 0KWD 0KWD 0KWD 0
Month 5KWD 0KWD 0KWD 0KWD 0KWD 0
Month 6KWD 0KWD 0KWD 0KWD 0KWD 0

Cash Balance Trend

Inflow vs Outflow

Month 1
Month 2
Month 3
Month 4
Month 5
Month 6

Industry Benchmark , Trading

Cash Runway (mo)
0.0
3.0
-3.0
Liquidity Ratio
0.0
1.4
-1.4
OCF Ratio
0.0
0.3
-0.3
Collection Days
45.0
40.0
+5.0
Inventory Days
45.0
45.0
0.0
Cash Conversion Cycle
60.0
45.0
+15.0

AI Cash Flow Advisor

  • •Burn rate of KWD 0/month, cash reserves cover 0.0 months.
  • •Supplier payment terms are shorter than industry standards.
  • •Cash reserves cover only 0.0 months of expenses.
  • •Improving debtor collection by 10 days could release meaningful working capital.

Cash Flow Improvement Plan

  1. Improve invoice collection process by introducing automated reminders and early-payment discounts.
  2. Negotiate longer supplier payment terms.
  3. Increase recurring revenue via retainers or subscriptions.
  4. Build an emergency cash reserve covering 3+ months of expenses.
  5. Review pricing strategy to protect margins.
  6. Improve cash forecasting with a rolling 13-week model.
  7. Implement weekly cash flow monitoring.

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Need Professional Cash Flow Advisory?

Healthy cash flow is essential for business sustainability and growth. Improving cash flow often requires a detailed review of financial operations, working capital management, budgeting, and forecasting. Crevaty's financial consultants optimise cash flow, strengthen liquidity, improve forecasting accuracy, and develop long-term financial strategies tailored to your business.