Keeping up with consumer payment trends can be challenging in an era where technological change is accelerating at an unprecedented rate. The rapid pace of development has extended into the payments landscape, as evidenced by the emergence of innovative alternative payment solutions and the increased global adoption of digital payments.

Businesses, e-commerce merchants, and providers of digital services must keep up with changes in the payments landscape. Our guide below will give you an overview of the UAE’s fastest growing payment methods.

eDirham

eDirham is a digital payment tool that can be used to connect to government services quickly and securely. You can also pay with eDirham without using physical cards. And you can use it immediately at the point of sale, online, or via the app.

eDirham is innovative and well-designed to provide a safe and secure experience for each user. Payments can also be made using an app or a credit card. The following financial institutions are eDirham partners. You can apply for an eDirham card from the financial institutions listed below by submitting an application to the bank.

  • Commercial bank of Dubai
  • Abu Dhabi Islamic bank
  • First Abu Dhabi bank
  • National bank of Fujairah
  • RAK bank

There are three kinds of cards available.

  1. Hala cards
  2. Gold card
  3. Signature card

Now we’ll look at the advantages of each card, which are as follows:

Hala cards

  • Ideal for one off payments to new individual customers
  • Prepaid card not required registration
  • Can be recharge to a maximum balance of AED 3,500

Gold card

  • Prepaid card with multiple options to top up
  • Suitable for multiple payment transactions and regular payments
  • Registration required to ensure additional level of security

Signature card

  • Best suited for high-net worth and corporate customers
  • Personalized prepaid card that required registration
  • Unlimited card top up

When dealing with government entities, most people in the UAE pay in eDirham. We’ll see where we can use it,

  1. Federal Tax Authority
  2. Ministry of Finance
  3. Ministry of Economy
  4. Emirates Development Bank
  5. Dubai Chamber of Commerce and Industry
  6. Zayed University
  7. Security and Commodities Authority SCA
  8. Ministry of Human Resources & Emiratisation
  9. Ministry of Health & Prevention
  10. Ministry and climate change and environment
  11. UAQ Smart Government and etc.
Noqodi

Noqodi is a popular payment solution for B2B, B2C, and government agencies. It is an e-payment product from the United Arab Emirates. It is primarily useful for high-volume payments requiring a high level of security. You can also withdraw your funds using the methods listed below:

  1. 1The customer must visit an Exchange House and provide his Noqodi wallet details.
  2. Exchange House users must validate the wallet details in real time.
  3. After receiving customer confirmation, the Exchange House will collect cash from the customer and process the transaction.

The Noqodi app can be downloaded from the App Store or Google Play. You can easily download and install it. You can make payments through Naqodi, which has the following partners:

  1. Smart Dubai
  2. Dubai Cares
  3. Department of Finance
  4. Dubai Electricity and Water Authority
  5. Emirates Islamic bank
  6. Dubai Economy
  7. Global Village
  8. Adu Dhabi Ports
  9. Emirates Real Estate Solution
  10. Land Department
  11. Mashreq
  12. Dubai Store
  13. Al Ansari Exchange
  14. Commercial bank of Dubai

Noqodi is a popular payment method that you can use in a convenient manner.

Zbooni

Zbooni is a social commerce application used in the UAE. Zbooni, on the other hand, is a digital payment and mobile invoicing app for businesses. It will help you in streamlining your payment and invoicing processes. Zbooni helps freelancers and small and medium-sized businesses in starting, running, and growing their businesses.

It is also an online marketplace where you can host your products and services. In addition, zbooni works with leading payment gateways such as Amazon and PayTab.

How to get started

You must first download the zbooni app, which is available on Google Play and the App Store. Then you can set up an account with your name, store name, phone numbers, email address, and physical address. You can also connect your zbooni accounts to social media platforms like Facebook, Instagram, and WhatsApp with a single click. You will receive a payment confirmation notification on the app as soon as you receive payment from a customer.

It is standard charges 3.5 percent (But can vary) of the total amount received, plus VAT. When a transaction occurs, you will be notified and the amount owed to you will be displayed in your Zbooni app. The amount will be available for release to your bank seven (07) days after the transaction.

PayPal

Since 2015, PayPal has operated as a separate entity. PayPal is a payment gateway and online money transfer service used by many e-commerce sites. It is now a well-known shopping site on online platforms. A bank account is not required to sign up for PayPal or to receive payments. PayPal is a low-cost and efficient online payment platform for individuals and businesses.

PayPal has no fees. However, there is can be a fee with transferred balance, up to a maximum of $10, for instant transfers. Money can be easily transferred internationally if both parties have PayPal accounts.

If you require any additional information about payment methods in the UAE, please contact us. We would be delighted to assist you.

Leave a Reply

Your email address will not be published. Required fields are marked *

Let’s have a chat

We are always happy to assist you with any of your business problems in order to provide you with better and more reliable solutions.

Contact Us